Webinar — Rerouting capital: using insurance, wealth, and banking to drive climate impact
Recap:
For many companies, the most powerful climate lever isn’t their supply chain or operations — it’s their money. From insurance premiums and bank deposits to retirement accounts and wealth portfolios, financial systems shape whether capital fuels the climate crisis or funds solutions.
This session brought together leaders in insurance, banking, and wealth management to show how businesses can align financial decisions with their climate goals. Panelists demonstrated that these shifts are both practical and immediate, and when companies activate them collectively, the impact is transformative.
For the full, in-depth recap, scroll to bottom.
Panelists:
Patrick Flynn (Moderator) — Founder of Switchboard and former Global Head of Sustainability at Salesforce
Amina Razvi — Chief Growth & Operations Officer at Premiums for the Planet
Lauren Dubé — VP, Director of All Good Things at Climate First Bank
Brian Lichtenheld — Advisor and Impact Specialist at BSW Wealth Partners
SharEABLE highlight clips:
In-Depth Event REcap:
turning everyday finance into climate action
The conversation highlighted how much hidden influence sits in everyday financial decisions. Premiums for the Planet showed how redirecting insurance premiums can unlock collective leverage to push insurers toward sustainable underwriting and investment. Climate First Bank demonstrated how banking choices determine whether deposits finance fossil fuels or regenerative solutions — and that companies don’t have to trade away performance to align with values. BSW Wealth Partners shared how aligning investments with climate and community goals has moved from niche to mainstream, giving companies and families alike a clear way to grow wealth while fueling solutions.
Together, the panelists made clear that climate finance is not abstract. It’s one of the most immediate, high-impact strategies available to every company. By engaging across insurance, banking, and wealth management, businesses can reduce risk, cut costs, and strengthen resilience while accelerating the shift to a cleaner economy.
Top Three Takeaways
Your entire financial footprint matters. Insurance, banking, and investment decisions collectively shape climate outcomes, often more than a company’s operations or supply chains.
High impact, low friction. Aligning finance with climate goals requires no new departments or budgets, just smarter choices about existing premiums, deposits, and portfolios.
Collective leadership multiplies impact. When companies act across multiple financial levers, they send powerful signals that accelerate change throughout markets and industries.
What the Panelists Said
Patrick Flynn — Moderator, Switchboard
On hidden influence: “The money already flowing through your company has more influence than most realize. Redirecting it is one of the clearest ways to accelerate climate action.”
On the lightbulb moment: “Each of these leaders has seen the impact so clearly that they’ve dedicated their careers to building these movements. The goal is to help it click for you as well.”
Amina Razvi — Premiums for the Planet
On what’s at stake: “Companies can spend years reducing emissions in one part of the business while unknowingly financing fossil fuels with their high premiums. Your own dollars may be undercutting your environmental goals.”
On the scale of the problem: “Insurers collect more than $7 trillion in premiums each year. For one company with $100 million in revenue, about $2 million goes to insurance. Roughly $600,000 of that is invested in fossil fuels annually. Over a decade, that’s $6 million toward the very industries driving the climate crisis. Unless we change it.”
On finally seeing insurance as a lever: “Once you kind of see it, you can’t unsee it, and you realize just how incredibly transformative it can really be when you start to move companies in this direction.”
On aligning mission with money: “As a former nonprofit CEO, this is really compelling. It helps align your mission and values with your financial and capital flows — I don’t know why any nonprofit wouldn’t want to do this.”
Lauren Dubé — Climate First Bank
On banking as a lever: “Banking can be used as a force for good when it’s done right, and the critical role it plays in communities and for the planet can’t be overstated.”
On deposits as hidden power: “It was a lightbulb moment to realize that my deposit dollars were sitting at a bank funding one reality, while at a mission-driven bank they could be creating a completely different one.”
On aligning values with finance: “It’s embedded in everything we do — how we leverage customers’ deposits to do good in the world, as opposed to extract from our communities and our planet.”
Brian Lichtenheld — BSW Wealth Partners
On values-aligned investing: “Sustainable investing has moved from niche to mainstream. Companies now have a clear opportunity to use their financial footprint to fuel solutions at scale.”
On the problem BSW Partners solves: “So many organizations have done a great job of saving, but the scope and complexity of those savings has become too much to manage. What they’re looking for is an expert who can help align their portfolios and financial plans with their values.”
On business and impact together: “There’s a middle ground where businesses can generate revenue and also really care for the environment and their communities. That’s the space where wealth becomes a tool for climate action.”
How to Take Action Now
Premiums for the Planet
Membership is free. Gain expert guidance to align your insurance spend with climate and resilience goals while continuing to work with your current broker. Fill out this insurance snapshot form to start your journey.
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Climate First Bank
A fossil-free, full-service bank helping businesses finance their growth without funding the climate crisis.
→ Join Climate First Bank
BSW Wealth Partners
Advisory services to grow and align wealth with values, delivering both financial returns and climate impact.
→ Join BSW Wealth Partners