Give your insurance premiums the power to protect the planet.
The insurance you buy is likely undermining your climate stewardship.
Insurers make money by investing your premiums and earning more in returns and principal than they pay out in claims. Collectively we send US insurers over $1.3 Trillion each year – making them the second largest money managers on earth.
How insurers invest and to what they provide insurance coverage makes a massive difference for the planet and varies widely across insurance companies. In today’s status quo, your insurance spend is likely undermining your efforts to protect the planet.
For example, insurers already have an estimated $582 billion invested in fossil fuels* and $90 billion of that in coal, with many still investing and providing coverages to proliferate the most damaging of energy practices.
So, while your insurance spend today is protecting your assets, we need to stop it from undermining your commitment to the environment.
Estimated Amount of Investment by US Insurers
Premiums for the Planet™ aligns your insurance with your climate stewardship, at no additional cost or effort, improving your coverages and supply chain sustainability.
Premiums for the Planet™ is a membership program and collective impact movement that shifts the money you already spend on insurance, moving it to climate-conscious carriers that protect the environment, so that protecting your assets also supports and adds value to your mission and brand.
Joining is simple, uses just the money you already spend on insurance, with no additional cost, effort or sacrifice to coverages. As a member, your insurance spend gains impact, brand value, mission alignment and helps harness the power of insurance to speed the transition to a better and more renewable future.
The program aligns, coordinate and leverages the premium spend and influence of sustainably-minded insureds to create a compelling marketplace for responsible insurance and insurers, preferencing those taking leadership to stop the expansion of harmful activities and influence a transition to sustainable practices.
Together, we can help harness the power of insurance to ensure a better future.
Insure with Purpose.
As the world’s first Impact Insurance Agency™ and Activist Brokerage™ Aligned Insight Insurance brings full service brokerage capabilities to a membership program for sustainable insurance called Premiums for the Planet™. The program coordinates member insurance spend across the full spectrum of commercial and individual insurance coverages, as a collective impact movement, directing premiums to top rated, climate-conscious carriers.
Why not get purpose, impact and recognition of your organization’s climate leadership for the same money you already spend on insurance?
Aligned Insight Insurance is a certified B Corp, using business as a force for good
Together, we can change the way insurance money is invested
Premiums for the Planet™ is a membership program and movement that harnesses the market power of mission-driven organizations to drive responsible insurer investment and practices. Together, our insurance dollars gain purpose, supporting carriers that take steps to protect the planet and creating a market for insurance that represents, recognizes and rewards good stewards.
We exist to educate organizations and consumers about this hidden environmental cost of doing business, and to turn their new knowledge into progress for the planet through our collective spend, influence, and voice — expanding climate action into an overlooked but critical aspect of the economy. The more we join together, the more we can achieve.
Get impact and recognition for the same money and effort you spend today.
As a member of Premiums for the Planet™, you receive professional insurance brokerage from seasoned brokers just as you would from a traditional agency. Our curated brokerage alliances with best-in-class risk management platforms allow us to serve at a local to global scale and expertly handle accounts of nearly any size, geography, industry, or line of coverage.
Here’s how it works:
Eligible members join by placing their insurance with our agency.
We serve your insurance needs, just like any other quality brokerage, providing the full protection and service you expect and deserve.
There is no additional cost. Your membership is covered by your existing insurance spend.
We stay focused for you, building momentum to drive value for members and raising the bar on more sustainable insurer practices and products.
Joining is simple:
For organizations spending $300k or less annually in insurance premiums and with less complex risk:
Provide us electronic copies of your existing insurance policies and we’ll call to discuss any questions or additional suggestions.
E-sign the document we’ll send back to you, assigning us your brokerage of record and making us your advocate.
Relax – we’ve got you covered and will not only ensure you’re protected, but also protecting the planet.
For larger organizations, spending more than $300k annually in insurance premiums or with more complicated risk:
Call or email to overview your current insurance program.
Provide us your existing insurance policies or other information for our further research.
We will assemble the best-fit team for your needs and provide recommendations for next steps.
Our collective power, momentum and program value grows with each new participant.
Mission-driven companies, non-profits, and allies are already championing the Premiums for the Planet movement. Join us to create an insurance market that will protect assets, recognize and reward sustainable practices, and preserve life on the planet.
By joining this movement of businesses dedicated to climate leadership, you also benefit from the brand halo of your Premiums for the Planet participation. The brand value and visibility of belonging grows through our partnerships, educational programs, earned media, and program promotion.
Why not repurpose premiums you already pay and get an entirely new level of value from your insurance?
Use your voice and your current insurance spend to create a responsible insurance marketplace.
Join with other like-minded brands today and start making a difference with your insurance spend.
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