July Waffles Wsidom

Short on Legs, Big on Questions

Mid-summer check-in, babes. How are we feeling? Hydrated? Grounded? Casually questioning the entire financial services industry?

Perfect. Because this month, we are not just keeping it cute, we are keeping it curious.

The sun is high, the vibes are mixed, and the group chat is unhinged. Whether you're thriving, wilting, or somewhere in between, this is your gentle reminder that clarity comes from asking better questions, not having perfect answers. And maybe from an iced matcha and a moment alone in the supply closet.

Take a breath. Shake it out. Let’s get into the good stuff. 🐾🪩

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Dear Waffles,
This might be a little controversial, but aren’t all brokers kind of the same? Everyone says theirs is great, but it all feels copy-paste.

— Broker Skeptical but Still Insured

Dear Skeptical,
Oh honey, if I had a treat for every time I heard this, I’d need a bigger doggie bowl.

And you’re not wrong to wonder. At first sniff, most brokers do seem the same. The service? Fine. The relationship? Friendly enough. The price? In the ballpark. But dig a little deeper, and you’ll find most are pulling from the same old rack: off-the-shelf coverage, copy-paste policies, nothing truly made for you. And honey, that’s where the good stuff gets left behind.

Imagine three tailors all using the same standard pattern. Sure, one might take your measurements a little better, but you’re still walking out in the same basic suit. Now picture a tailor who actually stops to ask: What’s this suit for? A rainstorm or a boardroom? Who have you been, and who are you becoming? They know the full range of fabrics and features, how they hold up in real-world conditions, and what’s coming around the corner. They’ll get you a suit that fits your needs now and prepares you for what’s next, at the same or better price than the others.

That is the kind of broker we roll over for.

At Premiums for the Planet, we work with brokers who think beyond the basic pattern. We help tailor the process to your values, your risks, and the future you’re stepping into. Sometimes that means refining what you’ve already got. Sometimes it means finding a better cut entirely.

Not all brokers are the same. And you deserve one who gets your mission, your risks, and your future. Because policyholders like you deserve coverage that slays.

Sniffs and wags,
Waffles

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Dear Waffles,
Is it just me, or is everyone suddenly cold plunging? I tried it once and screamed. Be honest, is this legit or just the latest wellness hype?

— Toasty and Tired

Dear Toasty,
Child, you are not alone. I dipped one paw in and made a noise that scared the neighbor’s cat.

Here’s the truth. Cold plunges can wake you up, shake you out, and get the blood pumping. But are they the end-all, be-all miracle cure? Please. If freezing your tail off feels like wellness, go for it. But if you find yourself dreading every dip, that’s not healing. That’s hazing.

You don’t need to suffer to glow. Try a walk with music that makes you strut. Sink into a bath with bubbles and bad decisions. Wellness should feel like joy, not punishment.

Live your life warm and fabulous,
Waffles

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Dear Waffles,

I used to be all about optimizing … my mornings, my meals, even my mindset. But lately I’m exhausted. Is it okay to just … not?

— Burned Out on Biohacking

Dear Burned,
Sweetheart. Not only is it okay, it is essential. The hustle is tired and so are you.

You are not a spreadsheet. You are not a lab experiment. You are a radiant being with a divine right to rest. Skip the green powder. Leave the wearable tracker in the drawer. Reclaim your joy without a single metric.

Lie down. Breathe deep. Snack gloriously. Wellness isn’t about doing more, it’s about coming home to yourself.

Reset, recharge, and take that nap like it’s your job,
Waffles

For more fabulous advice from Waffles, our Head of Wellness, send her your questions at waffles@premiumsfortheplanet.com.